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The professional management and allocation of the personal finances is vital for clients with assets above a certain level.

Through the funds, managed and distributed by Raiffeisen Asset Management, you invest your holdings in a wide range of Mutual funds with different investment objectives, risk level and investment horizon.

Except in conservative Mutual Funds that provide high level of security and opportunity to realize better yields, you can invest in other funds with higher risk and with longer investment horizon managed by Raiffeisen Asset Management or in funds managed by Raiffeisen Capital Management GmbH, Austria.

By investing in different mutual funds you may diversify your portfolio based on different regions or asset classes. The good assets diversification limits the risks associated with a certain level of the targeted yield.

Investment in mutual funds is not bound by terms compared to the deposits. The management company publishes the NAV (net asset value) per unit on a daily basis. NAV per unit is the value of one unit of the fund. The clients have constant access to their assets and the ability to realize the yield at the moment of the redemption.

The capital gains realized from the purchase/redemption of units of local and foreign mutual funds are not subject to tax according to the Bulgarian Law for physical persons and legal entities as well.