Raiffeisen Balanced USD Fund

It implements its investment objectives  taking moderate levels of risk.

According to the investment strategy of the Fund up to 60% of the assets should be invested in bonds. It is also planned  to invest in fixed income securities of international corporations and institutions which have an investment rating awarded by international rating agencies. In order to diversify the portfolio and to generate better profitability the Managing Company intends to split the investments in the following way: investing up to 60 % of the assets in shares of Bulgarian and foreign bond issuers, up to 30% in units of other mutual funds or in equities of international investment companies, as well as up to 10 % in derivative instruments. The units price for these types of assets will be defined by the current market conditions for increasing the generated profitability or hedging the risk.

Characteristic of the typical investor

The units of the Fund are suitable for investors who are willing to invest in diversified portfolio of financial instruments, pursue sustainable revenues and moderate growth of their savings, meanwhile taking a moderate level of risk. Taking into account the structure of the Fund, it is not suitable for investors with short-term horizon who follow a strategy of day-to-day observation of the market conditions, as well as investors who intend to trade regularly with units of the Fund in order to generate a short-term capital profit. The Fund is suitable for investors with a long-term horizon of their investment.
Investing in units of the Fund is directed to both individual and institutional investors who pursue liquid investment in securities in order to be able to sell part of or all their shares more quickly and thus receive their value, including the generated profitability for the period.

Investment objectives of the Mutual Fund

For the purpose of implementation of the basic investment objectives the assets of the Mutual Fund will be managed according to an active strategy which is based on market analyses and involves:

• Effective management of the investment portfolio for generation of expected profitability

• Selection of the type of assets in which the Fund to invest, according to the expected profitability

• The Fund will invest its assets in securities with high degree of liquidity which will permit their subsequent sale. This will help to achieve the most correct valuation of the securities and an objective valuation of the net value of assets in the Fund

• The portfolio of the Mutual Fund will be diversified. The instruments in which the Fund will invest will be selected in a way that ensures maximum diversification of the investment portfolio and its protection against unfavorable price fluctuations on financial markets as well as against significant exposure to an individual market sector/company/ issue.

Investing in mutual funds involves certain risks. The value of the shares and the income from them may go down. Profit is not guaranteed and there is a risk for investors may not recover the full amount of money. Investing in Mutual Fund are not guaranteed by the Guarantee Fund, established by the State or any other warranty. Future performance of the contract funds are not necessarily associated with results from previous periods.

The presented information should not be considered advice for investing in financial instruments, including units of mutual funds, offered by Raiffeisen Asset Management (Bulgaria). It is recommended for investors to first familiarize themselves with the prospectuses of the funds and the rules for Mutual funds before taking any investment decisions. The full prospectus and additional information for the funds can be received in any of the offices of Raiffeisenbank (Bulgaria) as well as on the website of RAM www.ram.bg.