Mutual Funds

Mutual Funds offered by Raiffeisen Asset Management

Mutual Fund

An investment product for the purpose of collective investment in securities of funds raised through public offering of shares. Mutual Funds are operated by money managers, who invest the fund's capital and attempt to produce capital gains and income for the fund's investors. A Mutual fund's portfolio is structured and maintained to match the investment objectives stated in its prospectus.

The investment activities of each Mutual fund, including the management of its assets, are carried out by a Licensed Management Entity, which is supervised by the Financial Supervision Commission. The Management Entity invests the collected funds in various investment securities on its behalf and at its expense according to the investment objectives stated in the prospectus. The Management Entity has a team of professionals in the field of investment management who work at the fund investors’ interest.

Mutual Funds of RAM (Bulgaria)

The four Bulgarian funds have different risk profile, investment horizon and investment focus.

Austrian Funds RCM

Raiffeisen Capital Management is the Austrian Market Leader and an Active Europe-based Player in Investment Funds.

Deposit Mix

A combination of a term deposit in Raiffeisenbank (Bulgaria) and an investment in one of the mutual funds, offered by Raiffeisen Asset Management.

Main types of mutual investment funds offered by Raiffeisen Asset Management

  • Money Market Funds
    These Funds are intended for investors who would like to invest in low-risk financial instruments. Money Market Funds invest predominantly in short-term, low-risk money market instruments, including deposits, treasury bills and other short-term securities.
  • Bond Funds
    These funds are intended for those investors who seek a potentially higher return than that earned by Money Market Funds and are prepared to accept minor oscillations in fund unit value. Bond Funds invest predominantly in bonds.
  • Balanced Funds
    These funds are intended for all who are prepared to accept greater oscillations in fund unit value at a potentially higher return. Balanced Funds invest in various asset classes, predominantly bonds and stocks.
  • Equity Funds
    These funds are intended for all investors who are prepared to accept a high risk at a potentially high return. Equity Funds invest predominantly in stocks.

 


Investing in mutual funds involves certain risks. The value of the shares and the income from them may go down. Profit is not guaranteed and there is a risk for investors may not recover the full amount of money. Investing in Mutual Funds is not guaranteed by the Guarantee Fund, established by the State or any other warranty. Future performance of the contract funds are not necessarily associated with results from previous periods.

The presented information should not be considered advice for investing in financial instruments, including units of mutual funds, offered by Raiffeisen Asset Management (Bulgaria). It is recommended for investors to first familiarize themselves with the prospectuses of the funds and the rules for Mutual funds before taking any investment decisions. The full prospectus and additional information for the funds can be received in any of the offices of Raiffeisenbank (Bulgaria) as well as on the website of RAM www.ram.bg.