An investment product for the purpose of collective investment in securities of funds raised through public offering of shares. Mutual Funds are operated by money managers, who invest the fund's capital and attempt to produce capital gains and income for the fund's investors. A Mutual fund's portfolio is structured and maintained to match the investment objectives stated in its prospectus.
The investment activities of each Mutual fund, including the management of its assets, are carried out by a Licensed Management Entity, which is supervised by the Financial Supervision Commission. The Management Entity invests the collected funds in various investment securities on its behalf and at its expense according to the investment objectives stated in the prospectus. The Management Entity has a team of professionals in the field of investment management who work at the fund investors’ interest.
The four Bulgarian funds have different risk profile, investment horizon and investment focus.
Raiffeisen Capital Management is the Austrian Market Leader and an Active Europe-based Player in Investment Funds.
A combination of a term deposit in Raiffeisenbank (Bulgaria) and an investment in one of the mutual funds, offered by Raiffeisen Asset Management.
Investing in mutual funds involves certain risks. The value of the shares and the income from them may go down. Profit is not guaranteed and there is a risk for investors may not recover the full amount of money. Investing in Mutual Funds is not guaranteed by the Guarantee Fund, established by the State or any other warranty. Future performance of the contract funds are not necessarily associated with results from previous periods.
The presented information should not be considered advice for investing in financial instruments, including units of mutual funds, offered by Raiffeisen Asset Management (Bulgaria). It is recommended for investors to first familiarize themselves with the prospectuses of the funds and the rules for Mutual funds before taking any investment decisions. The full prospectus and additional information for the funds can be received in any of the offices of Raiffeisenbank (Bulgaria) as well as on the website of RAM www.ram.bg.